2 Automobile liability insurance systems The Automobile Liability Insurance Law is designed to protect victims who are killed or injured in automobile accidents,by establishing a system that guarantees compensation for damage.Automobile third-party liability insurance and automobile mutual liability insurance(hereinafter referred to as"mutual insurance,etc.")constitute the core of the automobile liability insurance system. In order to complement mutual insurance,etc.,the government operates an automobile liability compensation system.Under this system,the government provides compensation for damage to victims of hit-and-run cases or accidents caused by uninsured automobiles,because such victims are not covered by mutual insurance,etc.The amount of compensation is the same as that of the benefits under mutual insurance,etc. In fiscal year2003,the system covered3,546victims of hit-and-runs and726victims of accidents caused by automobiles uninsured.The system paid about20.80million yen per person killed and about610,000yen per person injured on average(Source:The Road Transport Bureau,Ministry of Land,Infrastructure and Transport).
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